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The following article was published in Your Health Magazine. Our mission is to empower people to live healthier.
Ben Glass, Esquire
Two Ways to Improve Your Injury Claim Recovery
Benjamin W. Glass and Associates
. https://www.benglasslaw.com/

Two Ways to Improve Your Injury Claim Recovery

Being involved in a car accident virtually guarantees some restless nights and painful conversations. But it doesn't have to be “that bad” if you follow these two rules when appropriate. Before we dive into the two ways for improving your claim recovery, it's important we run through a couple basic ideas.

First and foremost, let's be clear that if you suffered a serious injury, settling your claim won't be simple. The goal is to reduce the amount of complexity without reducing your settlement outcome. It's also worth noting that all claims are different and always require good judgment and unique consideration. In other words, if something doesn't sound right or doesn't feel right, get a second opinion before making a big, permanent decision with lasting consequences.

Get your medical records. If you have an attorney, they are likely to assist in this portion of the process. Oftentimes, the insurance company will get your medical records with your assistance, as well. The truth is that many providers are very slow and don't cooperate well with insurers as they have different requirements for what must be received before a provider will tender your medical records.

During your course of treatment, you may want to put the requests for records in well ahead of time so that when you finish your treatment, you don't have nearly as many loose ends to chase down. In the event you feel the insurer is treating you improperly, you're going to be able to get the assistance of an attorney much more quickly if you already have your medical records in hand. Remember, your medical records and it should be mentioned that should include your medical bills are the major determining factors regarding your recovery, so it's unwise to only have the insurer reviewing them.

Review your medical records. It might sound simplistic at first glance, but putting together a T-chart with pros and cons regarding your claim can make negotiations go a lot more smoothly (some insurance companies do this exact same thing as a part of their claim analysis). It will also help you take an objective look at how the insurance company might view
your claim.

Information like improvements in your condition and limited damage to your vehicle is good overall, but is likely to reduce the settlement you receive. While significant physical damage and a difficult recovery aren't good for you, they do typically increase the value of your claim. If pros and cons are unclear to you, it may be best to seek the assistance of an attorney who handles injury claims.

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